Suppliers Association

The Maryland State Funeral Suppliers Association consists of member firms that specialize in products and services specifically for the funeral home industry. As a partner of the Maryland State Funeral Directors Association, the MSFSA has supported the programs, events, seminars, and annual convention of MSFDA since the 1950s. Through sponsorships, contributions, participation, and friendship, their members have favored our association with continued support each year and our members are encouraged to refer to these suppliers for their funeral service and business needs.

Endorsed Programs

The following business insurance and credit card processing programs are endorsed by MSFDA for its members.
State Auto logo
State Auto’s Association programs enhance the value of professional association membership through the delivery of quality property/casualty insurance products, programs and services that protect the financial interests of participating members. MSFDA members can take advantage of State Auto’s programs which provide:
  • Quality insurance protection
  • Competitive premiums
  • Annual dividend potential for members who insure with State Auto
Learn more about MSFDA & State Auto

Our program provides:

Quality Insurance Protection
Coverage matters when your business suffers a loss. Having the right insurance protection is critical. State Auto’s insurance policies are tailored for the business needs of participating members.

Competitive Premiums
Price matters, and you should not have to pay more for the right insurance protection for your business. The right price for the right coverage – that’s our goal.

Annual Dividend Potential
Here’s how it works: First, members’ premiums are recognized as a group. Next, after payment of claims, program expenses and taxes, year-end results are calculated. If the result is a profit, a dividend will be issued to participating members of qualifying groups. (Note: Members who insure with State Auto for the first time during a program year are eligible for a full dividend, not a pro-rated amount.)

How to Participate

  1. Request a proposal from a State Auto agent. To find a listing of local agents in your area, use State Auto’s Find an Agent feature.
  2. Compare to your current insurance coverage and pricing.
  3. Insure with State Auto to receive the benefits of your MSFDA-endorsed program.

For complete details about this MSFDA-endorsed insurance program please contact:

Earl S. Schley, CPCU, CLU ChFC
Bay Area Insurance Agency, Inc.
Voice: (410) 647-7333

MSFDA members save on credit card acceptance with this exclusive, members-only program. Serving merchants for over 30 years Heartland (formerly TSYS Merchant Solutions) offers a payment processing program tailored to your business needs. With this program you will receive:
  • Negotiated member-only rates
  • Qualified service representatives available 24 hours a day
  • An account management team
  • Free online reporting
Heartland is a top 10 acquirer with more than 30 years of experience delivering unparalleled customer service and end-to-end payment solutions to businesses. To learn more, visit Heartland or call 1.888.749.7860


The Law Office of Edward M Ranier

OSHA Counsel to Funeral Service for 30 years
Regulatory Compliance, Representation and Training, Board Representation and General Business Issues | 410-967-1812